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Discussion Groups: Shopping in Brandon/Westman


Topic: Wal Mart to stop accepting visa cards in Canada
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Hocus Pocus

6/14/2016 7:25:24 AM
Member since:
Jul 2008
Total posts:57
go elsewhere too

We also spend about $100/week at Walmart and use visa to get points. We will go elsewhere to purchase if they stop accepting visa, no doubt about it.

Daphne

6/14/2016 7:39:20 AM
Member since:
Apr 2011
Total posts:986
WALMART WON'T CARE

If they lose some customers who spend a few hundred dollars, they will save a lot more than that by not paying Visa's high rate. VISA will be the one losing out. I wish they would offer a discount for people like me who only use cash or debit.

Happy_ Hour

6/14/2016 8:15:59 AM
Member since:
Mar 2009
Total posts:451
Just a question

Because I really don't know. It's Mastercard strictly a Bank of Montreal thing or does it come from other banks too? All I have seen is BOM Mastercards plus of course the Walmart one.

ultraguy

6/14/2016 9:12:21 AM
Member since:
Jul 2005
Total posts:1055
.

  
prairie_grl said "I use visa to collect points, we spend on average 150 a week on groceries at Walmart but if they won't accept my visa then I'll go elsewhere. I would only get a second card or change cards (mc) if we had a Costco, then it would be worth it. Clearly Walmart has no loyalty to me and my needs as a customer so I will show them the same respect. "

If you are going back to SS (superstore?), their PC MasterCard is way better for rewards than a visa.

Shebear

6/14/2016 12:16:36 PM
Member since:
Aug 2013
Total posts:127
walmart

Walmart does have some good prices on some things....but hopefully with the new Sobeys opening in the mall people can shop there with any card. Cash is good too Will espc be nice for alot of the seniors in the mall area who rely on sobeys/coop/safeway to deliver food, with Sobeys in the mall they can get small things now and then easier.

foxtrot11

6/14/2016 12:19:32 PM
Member since:
Feb 2009
Total posts:2519
Nope

  
Happy_ Hour said "Because I really don't know. It's Mastercard strictly a Bank of Montreal thing or does it come from other banks too? All I have seen is BOM Mastercards plus of course the Walmart one. "

MC is a company of it's own.  
 
I used to have one called a Citibank MC (which coincidentally was bought out by CIBC and turned into a Visa)  
 
Right now I have a Costco Mastercard, but it is owned technically by a company called "capital one". If you look it up, I think capitalone.com has numerous MC's to choose from.  
 
And of course BMO has their own, which I used to have for the Airmiles. I did shut that one off due to high fees though and locked into lower rate ones.

Happy_ Hour

6/14/2016 2:54:21 PM
Member since:
Mar 2009
Total posts:451
Oh

Ok. Thanks.

Adam

9/15/2016 7:49:43 AM
Member since:
Aug 2008
Total posts:14885
Visa

perhaps

9/15/2016 8:04:21 AM
Member since:
Sep 2008
Total posts:1637
Just as

A lot of consumers will be thinking about starting Christmas shopping , this will really have an impact on the biggest shopping season of the year and Walmart will feel financial loss as consumers shop elsewhere.  
And not just merchandise sales but grocery sales too.

Johnbisonbear

9/15/2016 8:15:26 AM
Member since:
Mar 2010
Total posts:2662
thanks

  
Adam said "Starting Oct 24 Wal-Mart will now be stopping with accepting Visa at its Manitoba stores:  
http://www.financialpost.com/m/wp/news/blog.html?b=business.financialpost.com/news/retail-marketing/walmart-canada-expands-ban-on-visa-to-manitoba-raising-stakes-in-high-profile-fee-dispute&pubdate=2016-09-15 "

for this info Adam. I was wondering if the ban was already in effect.

Mr.BDS

9/15/2016 11:52:02 AM
Member since:
Apr 2009
Total posts:463
I would like to point out

That while Wal Mart and Visa hold the consumer hostage (Wal Mart wants to save millions of dollars by cutting ties with Visa and their high fees, while Visa refuses to let a merchant set a precedence by dictating fee costs), Douglas McMillan, CEO of Wal Mart Canada makes an estimated $19 million per year, while Visa CEO Charlie Scharf made $15.8 million in 2015.  
Gee, I feel so bad for their plight.

Mr.BDS

9/15/2016 11:52:04 AM
Member since:
Apr 2009
Total posts:463
I would also like to point out

That the consumer pays the price in the end.  
 
Edited by GrimAcres, 2016-09-15 11:53:58

plus zero

9/15/2016 12:34:42 PM
Member since:
Jan 2009
Total posts:1101
change card

if a customer wants to keep shopping at walmart then why not change visa to another one...mastercard or another card.

Brenda

9/15/2016 12:54:57 PM
Member since:
Jul 2005
Total posts:8661
visa

  
GrimAcres said "That the consumer pays the price in the end.  
 
Edited by GrimAcres, 2016-09-15 11:53:58"

I for one like my visa with points, low rate. I will not be going through the hassle of getting another credit card, nor do I want more than one credit card.

ultraguy

9/15/2016 1:10:31 PM
Member since:
Jul 2005
Total posts:1055
.

  
GrimAcres said "That the consumer pays the price in the end.  
 
Edited by GrimAcres, 2016-09-15 11:53:58"

Use debit / Mastercard / Amex / cash.

saltnpepper

9/15/2016 1:12:14 PM
Member since:
Jul 2012
Total posts:386
Walmart credit card

I recently got one and I love it. I use it mostly when I go to Walmart and get Walmart cash. I pay it off on line every month. So hassle at all. I also have another MasterCard but I thought I might as well get their Walmart cash.  
 
Edited by saltnpepper, 2016-09-15 13:13:04

Jellybeanqueen91

9/15/2016 2:46:26 PM
Member since:
Apr 2013
Total posts:48
fees

Due to the fees to accept visa costing Canadian Walmart stores over 100 million dollars a year the decision came to stop accepting them. Visa cards will be accepted until October 23rd.

ND1979

9/15/2016 9:36:03 PM
Member since:
Aug 2011
Total posts:152

Just in stores? What about walmart.ca? Hope they are still accepting Visa. I do lots of online shopping through there as I live a long way from the nearest decent Walmart and it also saves me dragging 4 young kids around the store.

swmb

9/15/2016 11:26:50 PM
Member since:
Dec 2013
Total posts:312
Insurance

  
sammy said "
  
CatMan said "I'm sure you're right, they want more people to sign up with their card. Just one thing to watch out for, they are VERY persistent trying to get you to take the insurance that I don't need or want. Had to be very firm (almost rude with a few of the reps) to get them to back off on it.  
Don't understand what you mean by paying twice and then getting more rewards? You don't get interest on yur bill unless you pay it late. Maybe you could clue me in..... Thanks. "

Sorry for the confusion!! I mean you can put your bill on the credit card, get the rewards and than turn around and pay your credit card bill right away with cash or debit at the same cashier. You don't get double rewards though.  
 
I have the insurance on mine...oops! Is it really unneeded? "

I have had many cc companies try to sell me insurance many times but most of the time in broken English so I could not completely understand the details.  
 
As far as I could understand it costs 1% but I could not figure out whether it was 1% of everything you spent or 1% of the balance you carry. I don''t carry a balance on cc so if it was on balance it would be free but if it was 1% of everything I spent it would be very expensive.  
 
Either way you are getting very little insurance because they only make your minimum payment so it would take 22 years before they paid off your balance so make sure you are paying nothing for it or else very very little, 1% of what you spend is about 100 times too much imho, hope this helps you, I am no expert but am a bit suspicious why they (every cc company) tries so hard to sell it. My guess is it makes them piles of money but I could be wrong.  
 
Edited by swmb, 2016-09-15 23:27:58

Caroline

9/16/2016 8:31:22 AM
Member since:
Dec 2006
Total posts:1337
other outlets

there are many other stores to shop at. Not accepting Visa is the least of the reasons we rarely shop Walmart. CANADIAN Tire, CANADIAN Giant Tiger CANADIAN Superstore etc

Degenerate108

9/16/2016 8:56:47 AM
Member since:
Dec 2008
Total posts:3698
.

  
Caroline said "there are many other stores to shop at. Not accepting Visa is the least of the reasons we rarely shop Walmart. CANADIAN Tire, CANADIAN Giant Tiger CANADIAN Superstore etc "

You do realize that our local Walmart employs almost 300 CANADIANS right? smh.

Dan Forsythe

9/16/2016 10:37:29 AM
Member since:
Jun 2012
Total posts:94
I am glad a supplier

finally stood up to Wal-Mart instead of being held over a barrel in the race to the bottom. Wal-Mart stops accepting Visa. They stop accepting my business. Visa offered them the lowest consumer rate of any retailer and Wal-Mart still asked for more. They do this with all their suppliers and leverage lower costs promising higher volume sales. They justify it by stating lower prices for the consumer. Yes their CEOs make outragious amounts of money but so does every other corporate boss. Wal-Mart is not worried about losing sales during the holidays because of this. They gamble that the lowest rock bottom price will always draw in the average Wal-Mart shopper(People of Wal-Mart!) Also anyone hear "Would you like to put this on your Wal-Mart Mastercard?" lately.......They are betting that the average credit laiden consumer will just switch to their branded Mastercard and leave Visa behind. Credit is far to easy to get!! This is just a classic game of hardball and Visa will eventually be forced to cave.

Adam

10/28/2016 10:40:10 AM
Member since:
Aug 2008
Total posts:14885
Visa

Shots fired? With this in effect now, couldn't help but notice the Visa billboard on 1st St N reminding people that they're accepted at more than 1300 places in Brandon

traveller

10/28/2016 1:46:44 PM
Member since:
Jun 2007
Total posts:8856
:)

  
Dan Forsythe said "finally stood up to Wal-Mart instead of being held over a barrel in the race to the bottom. Wal-Mart stops accepting Visa. They stop accepting my business. Visa offered them the lowest consumer rate of any retailer and Wal-Mart still asked for more. They do this with all their suppliers and leverage lower costs promising higher volume sales. They justify it by stating lower prices for the consumer. Yes their CEOs make outragious amounts of money but so does every other corporate boss. Wal-Mart is not worried about losing sales during the holidays because of this. They gamble that the lowest rock bottom price will always draw in the average Wal-Mart shopper(People of Wal-Mart!) Also anyone hear "Would you like to put this on your Wal-Mart Mastercard?" lately.......They are betting that the average credit laiden consumer will just switch to their branded Mastercard and leave Visa behind. Credit is far to easy to get!! This is just a classic game of hardball and Visa will eventually be forced to cave. "

i agree but im hoping visa doesnt cave

sprinter

10/28/2016 6:24:09 PM
Member since:
Oct 2011
Total posts:277
Cards

I think if everyone who only has a visa did this it just might open Walmart eyes.  
Fill your cart with lots of items.  
Go through the checkout.  
When it comes time to pay up, just say Visa,.  
When the cashier says they don't take visa, just frown and walk away.  
After putting a few hundered carts of items away each day because of this, maybe the Walmart hierarchy sees it, they will open their eyes.  
It is like a few years ago i read a story about "SPITZ" sunflower seeds and Walmart.  
Walmart wanted Spitz seeds, they contacted the owners, who were a family run business.  
The owners agreed for a trial run, the seeds sold very rapidly.  
So now negotiations.  
Walmart stated their price.  
Spitz stated theirs.  
Walmart balked.  
Spitz said, our price or no deal, we have other retailers who pay this price and we will not be dictated to, as you will still sell all we can thatis what it will be.  
Spitz walked out of the meeting.  
Within two weeks Walmart decided to honour Spitz prices.

Brenda

10/28/2016 6:28:37 PM
Member since:
Jul 2005
Total posts:8661
well

  
sprinter said "I think if everyone who only has a visa did this it just might open Walmart eyes.  
Fill your cart with lots of items.  
Go through the checkout.  
When it comes time to pay up, just say Visa,.  
When the cashier says they don't take visa, just frown and walk away.  
After putting a few hundered carts of items away each day because of this, maybe the Walmart hierarchy sees it, they will open their eyes.  
It is like a few years ago i read a story about "SPITZ" sunflower seeds and Walmart.  
Walmart wanted Spitz seeds, they contacted the owners, who were a family run business.  
The owners agreed for a trial run, the seeds sold very rapidly.  
So now negotiations.  
Walmart stated their price.  
Spitz stated theirs.  
Walmart balked.  
Spitz said, our price or no deal, we have other retailers who pay this price and we will not be dictated to, as you will still sell all we can thatis what it will be.  
Spitz walked out of the meeting.  
Within two weeks Walmart decided to honour Spitz prices. "

that would be just rude to the poor cashier who obviously has no choice but to tell you they don't take visa. I don't think the cashier that you are giving a whole bunch of extra work too (who likely works at min. wage) made the companies choice to not accept visa.

traveller

10/28/2016 6:59:11 PM
Member since:
Jun 2007
Total posts:8856
:)

  
Brenda said "
  
sprinter said "I think if everyone who only has a visa did this it just might open Walmart eyes.  
Fill your cart with lots of items.  
Go through the checkout.  
When it comes time to pay up, just say Visa,.  
When the cashier says they don't take visa, just frown and walk away.  
After putting a few hundered carts of items away each day because of this, maybe the Walmart hierarchy sees it, they will open their eyes.  
It is like a few years ago i read a story about "SPITZ" sunflower seeds and Walmart.  
Walmart wanted Spitz seeds, they contacted the owners, who were a family run business.  
The owners agreed for a trial run, the seeds sold very rapidly.  
So now negotiations.  
Walmart stated their price.  
Spitz stated theirs.  
Walmart balked.  
Spitz said, our price or no deal, we have other retailers who pay this price and we will not be dictated to, as you will still sell all we can thatis what it will be.  
Spitz walked out of the meeting.  
Within two weeks Walmart decided to honour Spitz prices. "

that would be just rude to the poor cashier who obviously has no choice but to tell you they don't take visa. I don't think the cashier that you are giving a whole bunch of extra work too (who likely works at min. wage) made the companies choice to not accept visa. "

or the cashier thinks good, ot and job security because of a policy they rather not have anyway, win win

Brenda

10/28/2016 7:21:01 PM
Member since:
Jul 2005
Total posts:8661
really?

  
traveller said "
  
Brenda said "
  
sprinter said "I think if everyone who only has a visa did this it just might open Walmart eyes.  
Fill your cart with lots of items.  
Go through the checkout.  
When it comes time to pay up, just say Visa,.  
When the cashier says they don't take visa, just frown and walk away.  
After putting a few hundered carts of items away each day because of this, maybe the Walmart hierarchy sees it, they will open their eyes.  
It is like a few years ago i read a story about "SPITZ" sunflower seeds and Walmart.  
Walmart wanted Spitz seeds, they contacted the owners, who were a family run business.  
The owners agreed for a trial run, the seeds sold very rapidly.  
So now negotiations.  
Walmart stated their price.  
Spitz stated theirs.  
Walmart balked.  
Spitz said, our price or no deal, we have other retailers who pay this price and we will not be dictated to, as you will still sell all we can thatis what it will be.  
Spitz walked out of the meeting.  
Within two weeks Walmart decided to honour Spitz prices. "

that would be just rude to the poor cashier who obviously has no choice but to tell you they don't take visa. I don't think the cashier that you are giving a whole bunch of extra work too (who likely works at min. wage) made the companies choice to not accept visa. "

or the cashier thinks good, ot and job security because of a policy they rather not have anyway, win win "

I really don't think that a cashier who stands on his or her feet all day and deals with rude customers all day, would not find that in any way great. I can bet the cashier is not thinking about job security or ot, they are thinking about the idiot customer who just caused them a pile of work.

JackAzz

10/28/2016 10:36:48 PM
Member since:
Jul 2008
Total posts:1349
LOL!

  
Brenda said "
  
traveller said "
  
Brenda said "
  
sprinter said "I think if everyone who only has a visa did this it just might open Walmart eyes.  
Fill your cart with lots of items.  
Go through the checkout.  
When it comes time to pay up, just say Visa,.  
When the cashier says they don't take visa, just frown and walk away.  
After putting a few hundered carts of items away each day because of this, maybe the Walmart hierarchy sees it, they will open their eyes.  
It is like a few years ago i read a story about "SPITZ" sunflower seeds and Walmart.  
Walmart wanted Spitz seeds, they contacted the owners, who were a family run business.  
The owners agreed for a trial run, the seeds sold very rapidly.  
So now negotiations.  
Walmart stated their price.  
Spitz stated theirs.  
Walmart balked.  
Spitz said, our price or no deal, we have other retailers who pay this price and we will not be dictated to, as you will still sell all we can thatis what it will be.  
Spitz walked out of the meeting.  
Within two weeks Walmart decided to honour Spitz prices. "

that would be just rude to the poor cashier who obviously has no choice but to tell you they don't take visa. I don't think the cashier that you are giving a whole bunch of extra work too (who likely works at min. wage) made the companies choice to not accept visa. "

or the cashier thinks good, ot and job security because of a policy they rather not have anyway, win win "

I really don't think that a cashier who stands on his or her feet all day and deals with rude customers all day, would not find that in any way great. I can bet the cashier is not thinking about job security or ot, they are thinking about the idiot customer who just caused them a pile of work. "

Its not the cashier's job to put everything back, they have people to do that. Do you seriously think the cashier would close their till and run around the store finding where everything goes? Or maybe you thought they would have to stay after their shift and put it back? Pretty ridiculous.

Woody94

10/28/2016 11:01:39 PM
Member since:
Dec 2010
Total posts:530
-

I imagine if enough people did that Walmart would notice. I can't say that I care enough to spend the time in there filling a cart just to prove a point. Walmart tracks everything if enough regular shoppers quit going because they can't use visa Walmart will notice that more. I won't be back. Walmart is complaining about paying visa one percent which turned out to be 100 million. That is ten billion in sales in Canada just through visa. It will be interesting to see who blinks first.

 
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