Discussions

I am looking for some insight on which insurance agency to use for home insurance and which ones to avoid .  
thank you

We deal with CAA , good value plus they also i:nclude travel health insurance anywhere in Canada and a 4 day out of country travel insurance also free, with your home insurance

Any agent that deals with Wawanesa.

I never had to file a claim so i don't know anything about the " best option" for that . I had Red River ,CAA and Wawanesa - I started out with Red River 20 some years ago until CAA advertised great rates - they did have great rates for the first year but come re assessment they went all the way up in the premium - I ended up with Western Financial as a broker and Wawanesa was always the best option in my case

thank you for the good options.  
what is the acronym RRM?

Is Red River Mutual.

All insurance companies are your best friend while you pay premiums, but if you have a claim they will bend you over in a heart beat. Never shop for the cheapest premium, that just means the least coverage. You need to find a broker that knows all the loopholes and will work for YOU!  
From experience, Portage Mutual is one to stay away from. when you have a major claim, the adjuster will do everything to make the process as difficult as possible just so you sign off. Then blame the broker for not having the knowledge to set up the right policy for you.  
I have insurance through different companies for multiple things like, home, farm, business, and really you need to ask questions. Ask about co-pay if you don't carry enough of a policy. What happens if values change? If your property value increases, and suddenly exceeds 80% of your policy coverage you could end up losing. Find a broker that explains that to you

We have had them for over ten years now and they have been very good to us. We had a major claim a few years back due to flooding and they took care of it efficiently and covered everything right down to the cab fare we had to pay to go get food. Really great folks there.

I'm with Red River and I just got my renewal stuff today. It's up another approximately 20.00/month and I've had zero claims in the three years I've owned my house. Is that somewhat a normal increase?

Hopefully that moves into Manitoba.  
 
We were always amazed how contents is a large percentage of value of home. Thus larger premiums.  
 
We spent our money on other things like travel. Our contents were no where near the value they set.