Discussions

Who is your accident/life insurance provider? I don’t have benefits and am looking for the best insurance provider. Who has the best rates and coverage.

We use Combined Insurance. Never had a problem with a claim and we have had lots of them. They have accident, sickness, and Critical illness plans.

There are not a lot of accident only providers because risk is low. Check out the stats. Some of combined indicare you have to be hospitalized in order to get benefits. They also have a definition of being totally disabled. Getting a doctor to say you totally disabled may be a little more difficult.

I work with Combined Insurance and would be willing to sit down with you to see what you need and are looking for. If what I have can’t help, I can help you find the best thing for you with someone else. Message me if you’re interested.  
 
Steven Talbot

204 730-0277 call me regarding personal insurance

You are not totally aware of how it works and what is offered?

eph2-8 said "There are not a lot of accident only providers because risk is low. Check out the stats. Some of combined indicare you have to be hospitalized in order to get benefits. They also have a definition of being totally disabled. Getting a doctor to say you totally disabled may be a little more difficult. "

Totally disabled from combined Insurance is you can’t perform all material duties of your work or occupation, regular duties if not employed, example, self employed person gets hurt and can’t work they are disabled, they don’t have to be a veggie on the couch to benefit. Most other companies you would have to be not Mobile to collect. So by definition combined is way better, they have best in the market hospitalization plans that have other features attached, and they offer about 9 different policies

My disability and better grades of disability contracts will have a better definition of disability than the best combined. Combined insurance reps have a limited licence and product line up. My disabilty (i personally own) says as long as i cannot do the important part of my own occupation i am deemed disabled and that definition does not change. I have own occupation protection up to age 65. Does not matter if i can work in other occupations or if am not totally disabled.