Discussions

Hello I was involved in an accident a week and a half ago and the other party has not responded yet. I am wondering about how long it should take? I am not at fault for the accident and am waiting for the other party to respond to mpi. Should I pay NY deductible while I wait and get reimbursed? Or should I wait for him to respond so his insurance can pay my deductible. Its only some paint damage so it doesn't affect how my vehicle drives. Anyways just looking to see everyone's opinions.

Pay it and if he's at fault, they'll make him  
Pay it. Or if you aren't in a hurry to fix it, just wait it out. Believe it or not, you have 2 years to report an accident.

I was cut off in Winnipeg several years ago. The car came flying out of a parking lot right in front of me - he did not slow down or yield. I t-boned him and he was totally at fault. I immediately got three witnesses' names, addresses and phone numbers and it was a good job I did. The other driver tried to claim I was at fault somehow. I provided the witnesses information to MPI when I filed my claim and again when I was told the case was being reviewed due to his counter claim. About a week later, they called me again asking for the witnesses' info again and then suggested that they were people I knew or was related to.... what a joke. I had to pay my deductible and wait.... and wait for MPI to finally decide I was not at fault. I think the process took almost 6 months when all was said and done......  
 
be prepared for a lot of run-around B.S. from there.  

Most times MPI will wait until your claim is finished before going after the other party. Its a crappy deal, but they will reimburse you when it settles.

if it's only paint. MPI was ways of turning things around.