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Hey everyone! I was going to start an account with Pay pal and use my banking info but I am not sure how secure and safe Pay Pal is. What are your thoughts.

It really depends on how you plan to be using Paypal. If you just want to pay for items on online stores, then I would recommend it as it is a secure and easy way to pay. You can dispute a transaction for pretty much any reason six months after the sale, and Paypal will pull the money out of the sellers bank account and authorize a refund.  
 
The problem is the reverse can happen to you if you are a seller. A scammer can claim that you sent them a rock without any proof and Paypal will refund them without question.  
 
One thing to mention is that Paypal can limit or close your account, so I would try not to have any money sitting inside you Paypal account. Say you have $1,000 in your account and Paypal receives false reports of fraudulent activity on your account, Paypal can close your account and your $1,000 will be lost forever.  
 
Edited by ron546, 2017-10-11 14:46:22

Okay, thank you for the information. I was going to use it to buy items online only.

I've used PayPal to purchase online items but have never sold an item while using PayPal. Never had any issues whatsoever. PayPal had locked my account one time and had advised me as such as someone from China was trying to get in to my account by randomly entering passwords with no success. Changed the password and PayPal unlocked my account. No issues since.  
Good luck.

I use it all the time and never had a problem.  
 
I was told to get a low limit credit card for online purchases and use it only. Like a limit of $500.00.  
 
Keep your higher limit credit card away from online purchases.

One other thing I would like to mention is be careful when you select your payment method when purchasing something or when setting auto-payments to your bank account. I got an overdraft fee once because Paypal automatically switched my default payment method to my bank account without me realizing.