Discussions

I dont know if this is the place to post this or not but I am looking at buying a truck, want used not from a dealer, I have a young family so I cant afford lots in one shot and am hoping someone may be selling something reliable that would allow monthly payments for a while.

This belongs in the ad section. And perhaps you could try for a loan or something? Getting a vehicle with payments is usually only possible through a dealership.

First thing I would not allow payments on a vehicle I am selling because you just never know. Call me un-trusting but I would want to protect myself regardless of circumstances. And I don't know how insurance would work because technically until you have paid the entire loan to me, I would be the legal owner of the vehicle. That becomes tricky.  
 
Have you gone to your personal bank and assessed whether they would approve you for a loan? You can have an idea of what you would like to buy, how much it will cost and the bank can determine if they will give you a loan for what you are asking.  
 
With so many variables I don't know if anyone would be willing to essentially rent to own a vehicle, but good luck if that is truly what you are looking for!