Iceman14 said "To do a mortgage deferral.. the banks ask a ton of question and takes your current situation into account. Its not like you want the deferral and you get it on the spot.
The other thing no one talks about, is if you do get a mortgage deferral for 6 months. There is interest accumulated onto your mortgage for 6 months, and you still owe 6 months of payments in the end.
Edited by Iceman14, 2020-03-21 15:06:09"
Don't forget the interest on that 6 months deferral isn't going to stop, adding a fair bit on to the cost of the rental.
Of course If you cant make your rent talk to your landlord, contrary to popular belief they aren't all big meanies, maybe they can help you out but your issues likley have to be legit, most low income people are getting extra GST/CTB and or EI and should have at least a bit of reduced expense, gas money ect, mind you those on assistance will also enjoy those benifits with no added expenses so dont expect the landlord to fund you when they are likley feeling the effects as well