Discussions

Home mortgage rate

Shah
Joined: May 2012
Posts: 10

Shah
Joined: May 2012
Posts: 10

Home mortgage rate
9/15/2015 at 10:52 AM

Is anyone know who can provide cheapest home mortgage rate.
Thanks.

Edited by Himanshu Shah, 2015-09-15 10:54:55
Mela

Joined: May 2008
Posts: 1133

Mela
Joined: May 2008
Posts: 1133

.
9/15/2015 at 11:17 AM

Go see anyone at Centum Mortgage. You don't pay them a cent and they will get the best rate for you and the bank pays them for bringing in business. Win-win.
HUNNY1
Joined: Dec 2010
Posts: 47

HUNNY1
Joined: Dec 2010
Posts: 47

TMG
9/15/2015 at 2:59 PM

Call Corrie Stiles-Walker from TMG. She can answer all your questions. 761-1128
xanthe100
Joined: Nov 2009
Posts: 705

xanthe100
Joined: Nov 2009
Posts: 705

TD Canada Trust
9/15/2015 at 6:44 PM

We locked in our mortgage at 2.99% for 5 Years
HappyandIknowit
Joined: Dec 2011
Posts: 34

HappyandIknowit
Joined: Dec 2011
Posts: 34

Sunrise Credit Union
9/15/2015 at 10:19 PM

5 year fixed rate as low as 2.69%
Trevor

Joined: Mar 2008
Posts: 2126

Trevor
Joined: Mar 2008
Posts: 2126

...
9/15/2015 at 10:35 PM

xanthe100 said "We locked in our mortgage at 2.99% for 5 Years "

If you just did that you left a lot of money on the table.

You walk in the door to Centum and you'll get 2.59%, let Chris do a bit of digging and you might get even better than that!
Breaker12
Joined: Oct 2010
Posts: 263

Breaker12
Joined: Oct 2010
Posts: 263

You
9/16/2015 at 7:08 AM

xanthe100 said "We locked in our mortgage at 2.99% for 5 Years "

May want to break the mortgage. Even after paying the penalty, and having an amortization over 20-25 years. Your up ahead thousands of dollars and possibly have lower monthly mortgage payments.

2.99% isn't a deal anymore. I'm sure you can even get rates lower than 2.59%. Not by much, but still lower.
CR
Joined: Apr 2011
Posts: 126

CR
Joined: Apr 2011
Posts: 126

Centum!!
9/16/2015 at 9:14 PM

Centum is fantastic! You can definitely get lower rates there! Highly recommend them We just got a much lower fixed rate there
xanthe100
Joined: Nov 2009
Posts: 705

xanthe100
Joined: Nov 2009
Posts: 705

That
9/17/2015 at 12:00 AM

Was in 2014.
Trevor

Joined: Mar 2008
Posts: 2126

Trevor
Joined: Mar 2008
Posts: 2126

...
9/17/2015 at 12:14 AM

Even at that, you left a fair bit of $$$ behind. I got 2.84% in 2013
north_of_53
Joined: Apr 2008
Posts: 72

north_of_53
Joined: Apr 2008
Posts: 72

.
9/17/2015 at 11:07 AM

Resigned @ 2.35% over 3 years RBC.
Breaker12
Joined: Oct 2010
Posts: 263

Breaker12
Joined: Oct 2010
Posts: 263

ouch!
9/17/2015 at 11:33 AM

north_of_53 said "Resigned @ 2.35% over 3 years RBC. "

Centum can you get 2.25% for 3 years!
foxtrot11
Joined: Feb 2009
Posts: 2688

foxtrot11
Joined: Feb 2009
Posts: 2688

CIBC
9/17/2015 at 12:17 PM

I am about to lock in at a bit under 2.3%.
Getty
Joined: Aug 2008
Posts: 1536

Getty
Joined: Aug 2008
Posts: 1536

nice...
9/17/2015 at 2:21 PM

foxtrot11 said "I am about to lock in at a bit under 2.3%. "

how long is the term?
foxtrot11
Joined: Feb 2009
Posts: 2688

foxtrot11
Joined: Feb 2009
Posts: 2688

Five years
9/17/2015 at 2:35 PM

Getty said "

foxtrot11 said "I am about to lock in at a bit under 2.3%. "

how long is the term? "

And then we have to renew of course.

I can't see it going much lower. And depending on what happens with the election, and who runs the country for the next four years, guess all guesses are good ones when it comes time to renew again.
Marv
Joined: Jul 2005
Posts: 185

Marv
Joined: Jul 2005
Posts: 185

Rate
9/17/2015 at 2:39 PM

I got in the mail a notice to renew my mortgage early and it quoted me 1.9% for a fixed rate for 5 years. Its with PC Financial/CIBC.