Discussions

honestly credit checks, especially used in this situation, are a bit more then income vs credit  
 
credit is your word that if they give you something now, in this case a place to live in and trust with their valuable property, that you will do as you say, pay on time, abide by the rules and not cost thousands in damages, or at least pay for the damages that do happen, if your credit is bad it means your word has been broken before, so basically yes it should hurt your chances, why would they trust you when your credit score says you are untrustworthy?  
 
the older the negative reports are or the more good reports you have from previous rentals would factor in to the decision tho so good luck  
 
Edited by traveller, 2016-07-19 20:12:50

Is a combination of all things. Income vs payments you have. Landlord reference check with past places and credit check.

Credit checks are rarely about whether you CAN make the payments but WILL you make the payments. Income isn''t as much of an issue as past behavior with creditors.  
 
Having a tenant that makes a million a year is meaningless if he doesn''t pay his bills.  
 
Edited by Michelle Budiwski, 2016-07-19 21:14:42

...or she....