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So 10th east and Rosser Ave east the city has dug a small trench to help with looks like water, right across the store ! There is no signage stating that besides for a small barricade on the side of it that was blocked by a truck! I was going the posted speed limit over it and it was a loud bang and after there is rattling over ever bump! I even hit the brakes quickly when I seen it, basically right on top of it, and still the impact was bad! What Can I do now to make sure my car is ok and get it fixed if need be

thing you can possibly do before hitting a pot hole or puddle is hit your brakes. Hitting your brakes sends all that energy to all the joints in your suspension and steering components causing damage that would not have happened if you just hit the hole at speed. Hitting a puddle after breaking almost guarantees warped rotors. Take your car to a mechanic you trust and have them check it out. And next time don't brake just before.

veloster said "thing you can possibly do before hitting a pot hole or puddle is hit your brakes. Hitting your brakes sends all that energy to all the joints in your suspension and steering components causing damage that would not have happened if you just hit the hole at speed. Hitting a puddle after breaking almost guarantees warped rotors. Take your car to a mechanic you trust and have them check it out. And next time don't brake just before. "

The second worst thing you can do is criticize someone that is just asking for some advice.  
 
Axes up:Take pictures of the road where the damage occurred and even take video of other vehicles going through this trench. Also take pictures of the lack of barricades and show that there are no signs saying to slow down. Then make an MPIC claim. You will have to show that you travel that road and the damage to the suspension is consistent with hitting a dug out trench. MPI may not accept your claim but they have covered vehicles hitting pot holes in certain circumstances. If you have a good case, with pictures, you may be able to claim the damage.

You might want to rethink that strategy. That is set for optimum driving conditions, road in good shape, etc. Conditions were not optimum.  
 
First thing you will get asked is "Why didn't you slow down since conditions were not optimum?"  
 
There is also a section, in the Highway Traffic Act, failure to reduce speed to prevent doing damage to vehicles or property within your field of vision.

 
 
Edited by veloster, 2018-02-12 11:21:51

veloster said "thing you can possibly do before hitting a pot hole or puddle is hit your brakes. Hitting your brakes sends all that energy to all the joints in your suspension and steering components causing damage that would not have happened if you just hit the hole at speed. Hitting a puddle after breaking almost guarantees warped rotors. Take your car to a mechanic you trust and have them check it out. And next time don't brake just before. "

for the next time a driver runs into the same situation

That’s the thing though, I didn’t see the hole at all until it was too late! It wasn’t marked what so over

Chances are MPI will deem you responsible with an accident, you would lose demerits (I think its 5), and pay the deductible. But they will cover it. If your not sure, before you actually make a claim - phone MPI and ask to speak to an adjuster and they should be able to tell you what will happen to your insurance and licence. Then maybe explain to them the situation about not having markers.

The city of Brandon and make a claim with the story you told us here. Forgot about MPIC unless you want the points against you. Your the one driving and have care and control of your vehicle.  
You will probably need a lawyer for it tho.  
In the long run it will be cheaper to get it fixed yourself then to fight MPIC or the city of Brandon.

Won this sort of thing, there would be front end shops lined up down the road.

People do make claims for damages with municipalities and cities and are successful. Some times it gets passed off to outside contractors, if they are the ones contracted, responsible for the work site. You just have to prove there was negligence at the work site. IE improper signage.  
Side note. Work place health and safety should be notified - more support for a damage claim.

Similar thing happened to me years ago when they trenched First St by ACC and left for the weekend. No signs or anything. I was only going 30kms and it tore the wheel off my car.  
I called the police and they advised me to take pictures and come in to report an accident. Province was liable and MPI had to accept the claim. (First St is also Hwy 10.) Police will give you a claim number to take to MPI.