chickendinner said "To stay in US or return to Canada must be weighing heavily on the minds of many snowbirds especially those who are seniors or have comprised immune systems. The last thing I would want is to be stuck in a USA hospital and have to deal with my Canadian health insurer. Does coverage apply to a pandemic? "
Coverage is a question that I hope people are getting clarification on directly from their providers if the answer is guiding any decisions they are making.