Discussions

In their eyes an individual knows when their bills are due so it is the responsibility of that individual to get them paid well before time.

Do people still get bills by paper?

Yes lots of people don’t trust their financials to electronic transactions, electronic billing or electronic records. Frankly a paper system is easier, more secure and far more reliable at least for individuals or small businesses.  
It is still their responsibility though to remember when things are due and to follow up when a bill has not been received.

Your living in the last century !

Maybe so but at least I know our financial position at any time and I don’t have to rely on the mess that is the poor availability of rural internet service or be at risk of cyber crime or fraud.  
I can live with that knowledge.

But a lot less confusing. We had our computer comprised and now we have no issues. We get a bill and pay it the OLD fashioned way!!!

If you don't trust your bank's methods of conducting business - pull out your money now.

Suggest you read my post properly. Says ‘ for individuals and small businesses’.

Doesn't "individuals and small businesses" cover most people? Your post seems to suggest this i:ncludes you.  
 
I find electronic billing extremely convenient. We download everything and it gets backed up on an external hard drive that just plugs into a USB port. Easy peasy and no paper to keep track of. It's as secure as anything else you have to log into (they're not emailed, you have to go download them), and they look identical to the paper version of the bill. If security is a concern, a password generator/manager and 2-factor authentication helps.  
 
I'm curious to know if people who resist electronic billing also resist online banking and how they pay their bills. How do they pay said paper bills??

I used to work at CRA years ago now. But back then we had nothing but grief from people who got things through the mail - lost cheques, undelivered letters, misdirected notices, claims things never got received, stolen etc. The most common electronic problem was keying errors back somewhere in the data chain (either the client, the tax preparer or data entry staff). At that point, we had just reached the 50% mark for electronic payments.  
 
I mean, I know hackers have gotten more sophisticated but so have the security measures.  
 
Edited by Abbysmum, 2023-01-04 21:20:54

By written cheque along with corresponding physical paper trail records and all banking done in physical branch over counter.

That sounds like a huge waste of time. I have a few friends who run small businesses, they do everything electronically whenever possible. More reliable and much faster than paper transactions.  
 
Paper transactions don't do much to reduce your vulnerability to cyber crime. The bank is going to be the biggest target for cyber criminals, and if they are successful then it doesn't matter whether what method you use to pay your bills.

You do things your way. I’ll do things my way.  
I run modern equipment and work with more advanced technology and systems in a day than most people do in a year. I use technology where it provides an efficiency gain to me. According to my accountant our manual book keeping works just fine for both of us. That’s good enough for me. A lot of people would benefit greatly by keeping written ledgers and budgets, helping them to understand their income and expenses more clearly.  
Financials and records for our business will remain in paper format.

Entertainment at its best!

I’m a mix of both. I pay all bills online but we have some that come paper, in the mail and some come via email. I prefer to have the paper bills for bookkeeping reasons for my small business. I’m still old school and do paper and pen bookkeeping lol. I just like to be able to see it all on paper in front of me. Technology and I don’t always get along so I think that’s another reason why I’ve kept some stuff old school haha

Regarding having copies for business, you could always print out a copy of the bill after you pay it, added bonus is its nice and flat, not all folded up like a mailed bill, and that way you only get the 1 page that's needed, not all that other fluff that accompanies it, I'm referring to you hydro :p

Who cares if people still receive paper bills? It's been a viable way to keep track of your financials practically since the beginning of time. I'm really shocked at the amount of aggression here towards the paper bill enjoyers of ebrandon LOL. I receive a mix of both.

Some people require the paper bills still for income tax purposes, or to file GST claims. For some of us it is easier to keep receiving the paper bills, instead of having to print them off. Either way we are still using paper.

Indadumps, right? Plus, I’m not wasting my ink LOL

If you were to go into a bank and ask them how they manage and hold their transactions, would you feel safer knowing that they perform all their communications, and transactions by fax or courier? That is, would you feel safer knowing that today's banks operated purely on paper?

Yes I would feel safer if banks operated on paper and transactions would be faster as well with actual people involved.

Could you imagine if the banks actually held our cash money inside a building?? And the only way for me to get any of it was to actually carry it in my hand? YIKES!

Last summer one of the major banks had a nation wide computer problem. It lasted several days. None of their clients could access their money. Seems like a little cash in hand would have come in rather useful.