Discussions

Hey all. I am looking for some advice. I have a personal debt of between 5000-10000 dollars and I am wondering if anyone here would have some advice on ways that I can get through it. It seems that no matter how hard I try to pay everything off as slowly as I can it isnt good enough.  
 
It has gotten to the point that recently I have been thinking about filing for bankruptcy just to get it all out of my hair. I was wondering what options there are out there for a person in my position. I do not have a good credit rating at all due to all of this so I am really in a rough spot.  
 
Anything that you could offer up would be helpful. Thanks.  
 
-Lance-