Discussions

First home buyer. Any advice is appreciated. Thanks! Whiteswan, Highland and Brentwood.

Open lots are hard to come by. However, I understand that Brentwood is planning to expand. I would check with them sooner than later to see how things will proceed with the expansion.  
 
Just my opinion, I could be wrong.

Owner has rules you need to follow. What are they?

I bought a trailer for my first home as I couldn't afford a house and lived in Glendale for 5 years and absolutely loved it. There are lots of pros / cons, what sort of advice were you looking for?

I've been in Glendale for 12 years.. love the place.. what would you like to know..

lived in whiteswan for years i have never had a issue with the owner...however every mobile home court has rules that are expected to be followed or you could b evicted

have rules you need to abide by, ie pets, renting out, exterior maintenance, having an at home business, repairing cars in your drive. some are more diligent than others.  
 
your lot fee includes the city licence, so no city taxes.  
 
lot fees vary depending on the park.  
 
the older the mobile is the harder you may find getting a long term mortgage. and some banks charge a bit higher rate on mobile mortgages.  
 
fire insurance can be more than on a house as well depending on age.

And really like it. There's a few rules, but nothing that affects our daily life. It's quite up here, quite a few families. As for mortgage and insurance, depends on year of mobile and I believe your mortgage can only be for 15 years. I find the cost very affordable, even with lot rent. It's a great place to live

Don't know if one still on private sale but homes on Kelsey bay are homes on own lot. No lot rent just city taxes. Very nice area.

Are you allowed to own a dog? Looking to buy a mobile, but we would love a pet, so I'm not sure on the rules pertaining to that. What are the different regulations on pets(dogs in particular )?

I suggest you call the park offices and ask some questions.

My wife and I have a trailer in BrentWood and its nice here , there was a trailer for sale on our street hasnt sold .PM me and i may be able to be more of help .  
 
Edited by JohnStace, 2016-05-26 22:04:23

Got more information today ... Yes you can have pets. Going to start house hunting !!  
 
 
Questions:  
Do you pay lawyer fees? How much  
Do you pay cmhc fees? If less than 25% correct  
Which bank or ins company won't give you $?

EVA30 said "Got more information today ... Yes you can have pets. Going to start house hunting !!       Questions:   Do you pay lawyer fees? How much   Do you pay cmhc fees? If less than 25% correct   Which bank or ins company won't give you $? "

in Glendale. I did a lot of mobile home hunting and checked out in every mobile park as well as I hunted for the best mortgage. To answer your questions:  
 
1) Yes you pay lawyer fees-same as purchasing a house. The fees range starting usually about $900 for the fees and then you have legal disbursements on top of that usually putting the total legal bill about $1800 give or take.  
 
2) Yes you pay CMHC fees if you do not have 25% down. Credit unions do not offer mortgage rates for older mobiles they offer personal loan rates. Other major banks such as RBC offers mortgage rates and mortgage terms, meaning you can finance for 25 years. This also depends on CMHC approval. I purchased an older completely remodeled mobile and was able to get mortgage rates and mortgage term of 25 years. Not very many banks will turn you down for it being a mobile.  
 
Yes, insurance can be more expensive on an older mobile as well.  
 
Good luck in your hunt, if you any questions feel free to message me

If you are looking for a new mobile/ modular home...meadowbrook Village (formerly Campbell's mobile home park) is expanding and has some starter homes all set up and ready to move into.  
 
Lot rent is very reasonable, large lots. You can purchase with 5% down payment through CMHC and with the new home...a lawyer isn't required.  
Email : sales@meadowbrookvillage.ca if you have questions.

1)There are much cheaper lawyers available as I just financed a trailer with a mortgage and paid 600 total. Donald Legal services are great to deal with.  
 
2)Credit Unions do offer mortgages for older mobile homes, you just have to look around.

I sent you a message.  
 
Which legal service will help? Donald offers $600?  
 
I am looking at a few banks ... and have some appointments! No credit union will offer? I prefer a mortgage rate ... not personal loan  
 
Thank you! Advice is much appreciated

Is that a mobile home park or do you need to buy one and move it to a different lot?

We purchased in Glendale last winter and have loved being here. As another poster said it is quiet up here with young families as well as older people. We also haven't really felt like the court rules really interrupt our lives. I believe the pet rules are in line with the city bylaws regarding pets but yes you can definitely have a dog. There are actually a couple homes for sale up here right now (I know 202 Glendale Bay just went on the market this week - live down the street and saw the sign go up).  
I am unsure of other banks as we deal with RBC but their mobile home mortgages are less like a mortgage and more like a long term loan as we will not get penalties if we pay off our mortgage faster than our term (I believe that they generally say the lifespan of a trailer is 45 years so if you buy a home that was built in the 70s they don't like to give terribly long mortgages but they also take into consideration any renos and updates have been done). RBC also doesn't charge higher interest rates for a mortgage on a mobile than a "normal" home.

Glendale is one of the courts in the city. It is sort of behind value village

that glendale mobile home park is full. No homes available in BRANDON

I'm unsure of where you received your info but like I said there are a couple of home up for sale currently in Glendale court. I live up here and see the signs whenever my family and I go for walks. If you mean there is no space for a home to be moved on to a lot that may be true but there are some mobiles for sale up here.

I sent you a PM.

Who would you refer? People keep saying go to them as their rates are cheap. Thank you again

I used Jaret kehler from Donald legal. Great guy. Explained everything really well. He was not cheap though.

I will call tomorrow. Does it matter which lawyer from Donald? Is the rate still the same? I'm excited. Thank you for all your help everyone

We live here (formerly Campbell's MHP), and really like it. The lot rent is reasonable, there is a mix of young and old, close to Brandon but enjoying the quiet of the country, and right across from Glen Lea golf course. There are a few brand new homes for sale right now.